Golds Insurance is a family owned and operated company that is proud to serve Eagle. We have agents throughout the state of Colorado and our team in Eagle is more than happy to help you with your insurance needs. At Golds we are an independent insurance brokerage, which means we work with multiple insurance companies to find our clients the best coverage at the best rates. Some of the types of insurance we sell include home, auto, life, health, and umbrella insurance for individuals. For businesses, we offer a business owners policy, workers comp, commercial auto, general liability, errors and omissions, and commercial umbrella insurance. Whether you’re looking for personal or business insurance, our Eagle Golds Insurance team is here to help!
At Golds Insurance in Eagle, we work with you to get you personalized coverage. Our skilled agents will go over with you what your insurance needs are. Since we are an independent insurance agency we work with many different insurance companies to get you the best rates for the best prices. We go to work for our clients, since we don’t have obligations to a single company. We can also get you a variety of different coverages at the same time. If you need to get your homeowners insurance and get a business owners policy at the same time, we can do that and more!
At Golds Insurance in Eagle, we work with you to get you personalized coverage. Our skilled agents will go over with you what your insurance needs are. Since we are an independent insurance agency we work with many different insurance companies to get you the best rates for the best prices. We go to work for
our clients, since we don’t have obligations to a single company. We can also get you a variety of different coverages at the same time. If you need to get your homeowners insurance and get a business owners policy at the same time, we can do that and more! Here are a few other reasons to choose us:
Life has many twists and turns so lets make sure the important things in your life are protected.
Our Golds Insurance team in Eagle, Colorado can help you with a variety of different insurance needs. For individuals and families, Golds Insurance Eagle, offers homeowners insurance, auto insurance, personal umbrella, life and health insurance. For businesses in Eagle we offer; general liability insurance, commercial auto insurance, commercial property insurance, commercial umbrella insurance, workmans comp and many more! Chances are that if you own a business you’ll probably need more than one of these. Our Eagle team can tailor a business owner’s policy to fit your needs.
There are a variety of aspects to consider when deciding what you need coverage for and how much you need. Golds insurance in Colorado can help you get the most options, competitive pricing and personalized service all in one place.
Working with a lot of different insurance companies we are always able to offer our clients the companies that have the most competitive prices. When shopping for insurance price is always a big factor. An independent agency is able to work with many companies to find you the best coverages at the best
Since independent insurance agents do work with so many different insurance companies you really won’t have to change agents. At an independent insurance agency you will get a yearly review where we will go over your insurance needs and rates. If something changes in the meantime, we are always just a phone call away!
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Auto insurance in Eagle, Colorado can protect you financially in the event that something unexpected happens. An auto insurance policy is a contract between you and the insurance company. Auto insurance can have liability, underinsured/ uninsured motorist, collision and comprehensive coverages. If you choose to add comprehensive insurance to your policy it can protect you from the hail in Eagle, Colorado. Most Auto insurance policies last for 6 months to a year. If you need an SR-22 auto insurance filing we can also do that. In addition to covering passenger cars, light trucks and SUVs we can also cover super cars and classic cars as well.
In Eagle, CO there are a wide range of discounts you could qualify for. Just a few of the many discounts you could qualify for are good student, good driving and multi policy discounts. If you happen to have good credit that can also significantly reduce your insurance premiums. Our Golds Insurance team in Eagle, Colorado will walk you through step by step to make sure you are getting the best coverages for the cheapest price. At Golds Insurance Eagle, CO we work with over 30 different companies so our clients can always get the best auto insurance coverage for the best price.
A home is typically the largest purchase most people will make in their entire lives. If you have a home in Eagle, Colorado be sure you have the right amount of coverage Most homeowners insurance claims in Eagle, Colorado are for property damage. Most of the homeowner claims in Eagle, CO come from wind and hail damage. Did you know that a new roof can cost more than $20,000.00? Getting the right coverage to protect your home can quite literally save you thousands. Understanding your homeowners insurance policy can be confusing, many companies offer different coverages and different price points. At Golds Insurance in Eagle, Colorado our agents will help you understand your homeowners policy.
Most homeowners policies in Eagle come with some basic coverages:
Dwelling – Dwelling portion covers the actual structure (main house) and its cost can fluctuate based on raw material prices, labor rates etc., but there are also other factors involved like supply-demand which affect this number in turn! We’ll run you through a quick replacement cost analysis to see what it would take for us to replace your home.
Other structures – This covers any structure on your property that is not permanently attached to the house, like fences and driveways. The coverage usually falls between 10% of whatever limit you have for homes (Dwelling) but can be increased if you decide that you need more protection
Personal Property- this covers everything that isn’t attached to your house. Think clothes, furniture, electronics and some appliances, basically anything that would fall out of your house if you turned it upside down.
Loss of use- this would cover living expenses if your house was uninhabitable due to a loss
Medical Expense- covers the costs of medical treatment for guests if they are injured on your property, and in some cases people who have been hurt off-site. It does not cover health care expenses incurred by you or any other members of your household though!
Scheduled Personal property – there may be some instances where you may want to have insurance specifically for any jewelry, watches, guns, collectables or other valuables
However it is important to note most basic homeowners policies will not cover flood damage. Our agents in Eagle, Colorado are certified to get you flood insurance.
Our Golds Insurance team in Eagle, Colorado works with numerous insurance carriers to get you the best coverages for the best price. If your homeowners policy doesn’t provide you enough coverage we could get you a personal umbrella policy. Bundling your home, auto and umbrella insurance in Eagle is a great way to provide you a lot of coverage for a low cost.
As a business owner in Eagle, Colorado you have enough on your plate without having to worry about the unexpected. We know that your business is your livelihood and you want to protect everything that you have built. It doesn’t matter if your business is run from a garage or a multi-million dollar corporation, each business needs protection from the unexpected. Commercial insurance in Eagle, CO can protect the machines that are necessary to keep your business going. It can offer you a guarantee that your employees will be protected from risks you might be facing as a business owner.
Commercial insurance in Eagle, Colorado can also protect your livelihood in the event of a natural disaster or fire. Accidents, natural disasters and recalls can cost a lot of money. Make sure that your business and employees are protected from the unexpected. At Golds Insurance in Eagle, Colorado we know that no two businesses are exactly alike, so why should their insurance policies be? At Golds Insurance in Eagle we will sit down with you and go over what your business will need for insurance. Then we will get to work tailoring a policy that best suits your needs. We want to make sure that your legal liabilities are covered along with your assets.
Commercial Property Insurance in Eagle, Colorado can help your business recover from disasters and theft, so you can get back to doing what you do best – running your business. This policy can help protect your physical assets, such as buildings, computers, tools, specialized equipment, outdoor signage and inventory. Commercial property insurance in Eagle, is usually bundled with other insurance policies such as commercial general liability insurance.
Repairs, lost income, lost inventory can bankrupt a business in the event of a disaster. However it is worth noting that damage from flooding and earthquakes aren’t covered. Most businesses can’t afford to have a massive loss and were willing to bet that you can’t either. Make sure your business assets in Eagle, CO are protected.
At Golds Insurance Eagle we will tailor a policy to your business that will provide you with the protection that your business needs. We want you to have the coverage you need to get your business back up and running quickly in the event of a disaster.
Businesses in Eagle, need to protect themselves from potential risks, and one way to do this is by carrying general liability insurance. This type of insurance can provide coverage in the event of personal injury, bodily injury, or property damage. If something goes wrong and you are held liable, general liability insurance can help cover the costs. The cost of general liability insurance in Eagle, Colorado is relatively small, but it can provide a lot of coverage.
General Liability covers a broad range of things:
Bodily Injury- Protect your business from the cost of care, loss in services and if someone dies due an injury at your business.
Property damage- covers physical damage to others property, or the loss of use of that property on your business premises
Products- Completed Operations provides full liability protection (damages and legal expenses up to your policies limit) if an injury ever resulted from something that was made or serviced by your business
Products liability- is a more specialized form of liability insurance that protects your business from lawsuits from product related injury or accident
Contractual liability- extends to cover any liability that your business may occur entering into a contract
Additional coverages you may want to add:
Liquor liability
Water damage liability
Advertising injury
Borrowed equipment
Reasonable use of force
General liability insurance is usually bundled with other types of insurance policies. At Golds Insurance in Eagle, Colorado we work with multiple different insurance partners to make sure that you get the best coverages for the best price.
When you think of commercial auto insurance you may think that it is used just for semis or dump trucks. However, commercial auto insurance is also for businesses that use a car, van or truck to run errands, transport clients, make deliveries and carry tools.
Commercial auto insurance in Air Force Academy, Colorado is typically liability and physical damage protection for vehicles that are used for business. Commercial vehicles require a different policy because they are usually exposed to more risks than your personal vehicle. If you are driving your personal vehicle for business purposes your standard auto insurance policy won’t cover you if an accident happens.
Things that can be included in your commercial auto policy:
Liability
physical damage
Medical payments
uninsured/ underinsured motorist
Hired auto
Non – Owned coverage
Any auto
We can insure your businesses:
Cars, vans, SUVs, light trucks and more!
Semi and dump trucks
Commercial trailers
Your commercial auto insurance could also be a part of your business owners policy (BOP). Bundling your commercial auto insurance with other policies is a great way to save you money and protect your business from the unexpected. At Golds Insurance in Cimarron Hills, Colorado we work with numerous insurance companies to get you the best coverages for the best price.
Workers compensation insurance can also be called workers’ comp or workmans’ comp insurance. Almost all states (with some exceptions) require businesses to have workers compensation insurance. It can help provide protection in the event that an employee is injured, or becomes ill “in the course and scope” of their job.
It can help pay for:
Medical expenses
Lost wages
Rehabilitation costs
Death benefits to families of employees that have been killed on the job
Can help with legal costs if your business is sued
Workers comp insurance is to protect both your business and employees. It gives your employees assurance that in the event of an accident at work they will receive financial protection and their medical bills will be taken care of. Your business in Eagle, Colorado can get peace of mind that they receive protection from lawsuits, reduced liability and a major financial loss in the event an employee gets injured on the job. At Golds Insurance in Eagle, Colorado we work with numerous companies to make sure that you will get the best coverage for the best price. Bundling your workers comp with your other commercial policies could qualify you for a discount. Ask your Eagle Golds Insurance team how you could save today!
Surety bonds are a promise by a surety company to pay a first party if a second party fails to meet its obligations. Three parties are involved:
The principal: The person who must make good on an obligation.
The obligee: The person who needs a guarantee that the principal will perform.
The surety: The issuer of the surety bond guaranteeing that the principal will meet its obligation
A surety bond in Eagle, Colorado can be a requirement by the government or financing companies. The four most common types of surety bonds in Eagle are:
Contract surety bonds- usually used to guarantee the performance of a contractor for a construction project. Some types of contract surety bonds include bid bonds, performance bonds, payment bonds, and maintenance bonds.
Commercial surety bonds- typically required by the government to protect public interests. To ensure that licensed businesses conform to all regulations and codes. Some common types of commercial surety bonds are license and permit bonds, mortgage broker bonds. There are also other commercial surety bonds that are more industry specific.
Fidelity surety bonds- These bonds are usually bought by companies to protect themselves from employee dishonesty and theft. Three types of fidelity bonds are business services bonds, employee dishonesty bonds, and ERISA bonds.
Court surety bonds- They are used to protect a person or a business from losses during a court case. Court surety bonds can be used by plaintiffs, defendants, and estate administrators. Some common types of a court surety bond are cost bonds, administrator bond, guardianship bond and attachment bonds.
A surety bond is a great way to protect you or your business from a loss. Getting a surety bond in Eagle, Colorado is fast and simple with Golds Insurance. At Golds Insurance Eagle, we are an independent insurance brokerage. We work with many companies to make sure that you can get a surety bond for whatever your needs may be.
If you have a farm or ranch in or near Eagle, Colorado our skilled agents can get you covered. Farm and ranch insurance is unique, it is more of a hybrid policy. Farm and Ranch insurance in Eagle, CO is designed to provide coverage both personally and commercially. Each farm and ranch is unique and may need different coverages. From wheat crops to equine centers we can get a farm and ranch policy to fit your needs. Farm and Ranch insurance in Eagle can cover a lot of different things in one policy. You could get your tractors, house, general liability insurance and livestock covered all in one policy! Yes, that expensive horse can be covered too. If you need equine insurance we have a broad range of equine policies that can cover your prized show horse to your equine training and boarding center.
Each farm and ranch policy may come with some standard coverages, but there are additional coverages you can add on to protect your livelihood. Chemical drift insurance can be a great thing to add on to your farm and ranch policy in Eagle, CO. It will help protect you from potential damages caused by pesticides and fertilizers. If you need to insure your home, tractors, livestock, horses, crops, protection from potential recalls, insurance to protect yourself and employees, Golds Insurance in Eagle, Colorado can get you protected. Our skilled agents at our Eagle Golds Insurance office will work with you to build a unique insurance policy for your farm.
There are different types of health insurance plans available in Eagle, CO and it can be confusing to figure out which one is right for you. There are four most common types: HMOs, PPOs, indemnity, and medigap health insurance plans. There are also other types of insurance plans available; these are just some of the more common ones.
At Golds Insurance in Eagle, we will explain the benefits of each plan type so that you can make an informed decision about which plan is best for you and your family. If you are interested in a different type of health insurance plan, we can help! We work with numerous providers to find you the coverage you want at affordable rates.
Life insurance in Eagle, CO is unique in the way that it provides coverage to a beneficiary in the event that the insured dies. Life insurance is a part of many peoples estate and financial plans. It can help your spouse pay for everyday living expenses such as your mortgage or help pay for your children’s college education if you die. Life insurance helps make sure that your loved ones are taken care of.
Even though life insurance is typically for after death there are some life insurance policies that can pay a living and death benefit. For example some policies can allow you to draw funds if you are chronically, critically or terminally ill to pay for medical expenses.
